How Much Can They Tighten?

Back in October 2020 I wrote about how the Federal Reserve’s (Fed) loose monetary policy was injecting a large amount of liquidity into the system, pushing investors out on the risk curve and increasing asset prices. Now, for the first time in a long time, due to inflationary pressures and what appears to be a … Read more

Inflation Woes

Inflation is one of the biggest conversations happening on the street right now so let’s dive in to get the current state of affairs. Questions we want to address: What is the cause? First, let’s identify what is driving the inflation we have seen over the past year. We’ve re-opened the economy with an unquenchable … Read more

Consumer Sugar High?

Not long after COVID landed in the U.S. our government has doled out an unprecedented amount of pandemic relief directly to consumers. One-time stimulus payments, enhanced unemployment benefits, mortgage forbearance, student loan suspensions and other programs have enabled consumers to come out of this global recession with extremely strong balance sheets. This led us to … Read more

Inflation Incoming?

This Sunday Federal Reserve Chairman, Jerome Powell, was on CBS News 60 Minutes re-affirming his position on consumer inflation. Last summer the Fed announced a plan which will allow the economy to run hotter than normal. They stated they will let inflation run moderately above, for some time, the Fed’s 2% target before hiking interest rates. Powell insists … Read more

Driverless? Really? When?!

It is impossible to ignore the exuberance taking place in autonomous vehicle companies. Share prices going parabolic alongside an influx of confusion around self-driving technology. It is time we take a look at where we currently stand in regards to the driverless vehicle Tech experts have classified self-driving technology into five levels. Now that we … Read more

Welcome to Zombie-Town

With Halloween right around the corner there is no better topic to discuss than the Zombification of the U.S. Financial Markets. So far 2020 has proved to empower even the most decrepit, decaying and hungry (for debt) Zombies. Let’s first nail down what a Zombie is. In it’s simplest form – a Zombie is a … Read more

What’s Next For Facebook’s Libra?

Roughly 18 months ago Facebook announced they would be introducing a new digital currency called Libra, in 2020, to revolutionize money transfer and position them as a leader in blockchain-based digital payments. It consisted of three parts: *It is important to note both the Libra Token and Libra Blockchain will be owned and operated by … Read more

Risky Business

Yesterday CNBC reporter, Steve Liesman, interviewed the Dallas Federal Reserve President Robert Kaplan to discuss monetary policy amid our current economic recovery. There were two big take aways: The first takeaway is understandable. The Fed wants to keep interest rates low to spur economic growth. Lower financing costs can encourage borrowing and investing. But what exactly does … Read more

Multiexperience: The Competitive Advantage

First off – what the heck is multiexperience? Is it just another fad? A new buzzword in tech land or is it a future trend? Let’s take a look. Multiexperience is a concept that addresses a fundamental shift in how companies should design their digital strategies to engage with customers. In simple terms, it is … Read more

Additional Stimulus Around the Corner?

On March 27th President Trump signed The Coronavirus Aid, Relief, and Economic Security (CARES) Act into law. This $2.2 trillion stimulus package was allocated in three general ways. This stimulus has helped provide life support for individuals, businesses and government agencies but the funds are quickly dissipating.  The extra $600 in weekly unemployment benefits to help … Read more